To obtain a copy of your credit report:
- Equifax – www.equifax.com
- Experian – www.experian.com
- TransUnion – www.transunion.com
or get all three reports and scores from one site:
Is Bankruptcy for you?
Avoiding Bankruptcy We have all seen the ads suggesting personal bankruptcy is the easiest answer to financial problems. However, this is usually not the case. Bankruptcy does not give you a "clean slate" financially. It has several negative repercussions including:
- When you file for bankruptcy it can stay on your credit report for up to ten years.
- You'll have trouble getting credit. Creditors seldom extend credit to someone who files bankruptcy. If they do, the rates are often astronomical.
- You'll have trouble getting any type of loan including a car loan, mortgage, credit cards, education, personal, etc.
- Bankruptcy costs everyone money. It is estimated that personal bankruptcies will cost the US economy nearly $41 billion this year. That is the equivalent of $400 for every US household.
LMR FINANCIAL SERVICES
Phone: 678 973 9661
Email: [email protected]
Website: http://chapter7bankruptcy.weebly.com/index.html
IMPORTANT LINKS
Federal Trade Commission (FTC)
http://www.ftc.gov
Fair Debt Reporting Act
http://www.ftc.gov/os/statutes/031224fcra.pdf
Fair Debt Collections Practice Act
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf
Sallie Mae
https://www.salliemae.com
Freddie Mac
https://www.freddiemac.com
Fasfa
http://www.fafsa.ed.gov
United Way
http://www.unitedway.org
IRS
http://www.irs.gov
Salvation Army
http://www.salvationarmy.org
HUD
http://www.hudpemco.com
Fair Housing Acthttp://www.justice.gov/crt/about/hce/title8.php
http://www.ftc.gov
Fair Debt Reporting Act
http://www.ftc.gov/os/statutes/031224fcra.pdf
Fair Debt Collections Practice Act
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf
Sallie Mae
https://www.salliemae.com
Freddie Mac
https://www.freddiemac.com
Fasfa
http://www.fafsa.ed.gov
United Way
http://www.unitedway.org
IRS
http://www.irs.gov
Salvation Army
http://www.salvationarmy.org
HUD
http://www.hudpemco.com
Fair Housing Acthttp://www.justice.gov/crt/about/hce/title8.php
TAX SERVICES
Get you're taxes done right, fast, and get the most back for you're money. Visit our sponsor Tax Back Fast at
Tax Back Fast
Ph: 678-507-9390
Email: [email protected]
http://www.taxbackfast.weebly.com
Tax Back Fast
Ph: 678-507-9390
Email: [email protected]
http://www.taxbackfast.weebly.com